📝Compliance, performativité et RegTech : la reconfiguration des dispositifs de vigilance bancaire en matière de LCB-FT (“Compliance, performativity and RegTech: the reconfiguration of banking vigilance mechanisms in AML/CFT”), in 🕴️L. Laref (ed.), 📕Compliance et vigilance bancaire

► Full Reference: G. Branellec, “Compliance, performativité et RegTech : la reconfiguration des dispositifs de vigilance bancaire en matière de LCB-FT” (“Compliance, performativity and RegTech: the reconfiguration of banking vigilance mechanisms in AML/CFT”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming.

____

read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming

____

► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): Faced with regulatory inflation and growing requirements of traceability and justification, banks increasingly resort to technological solutions grouped under the term RegTech. The author analyses RegTech not as a mere compliance tool but as a hybrid co-regulation mechanism combining legal norms, technologies, organisational procedures and managerial responsibilities. Drawing on a reading of Compliance as a performative phenomenon and on the figure of the pharmakon, he shows its ambivalence, both a vector of rationalisation and a source of new organisational, ethical and legal risks, and examines the conditions for a legitimate governance of these mechanisms.

________